Great opportunity to live in the first floor and have rental income from upstairs. Or investors should snatch this property while interest rates are still low. Either way, this is a great find! Upstairs rents total $1190 per month. Add another $1250 for the first floor, and you have a nice cash flow. Tenants pay gas and electric and owner pays water, sewer and oil heat. Oil bill averages $1200-$1500 per year. Water bill has averaged less that $500 per year. Upstairs you will find two bedrooms and two full baths with access to a large attic for storage, First floor unit is the entire downstairs with two bedrooms with one bath and access to basement. Basement has outside entry for extra storage. Never a problem to attract tenants as this is not a typical apartment feel . With a huge inviting front porch and plenty of place to play and relax, your tenants will never want to leave. The large lawn with vegetable garden is nicely landscaped with low maintenance shrubbery and easy care perennials. Upstairs long term good paying tenants want to stay. There is off street parking. A most convenient location, walk to restaurants and transportation. Good local schools.